Best Tips for Making and Saving Money

1.Master the Thirty Day Rule: Whenever you're considering making an unnecessary purchase, wait thirty days and then ask yourself if you still want that item. Quite often you'll find that the urge to buy has passed and you'll have saved yourself some money by simply waiting. If you want, you can even keep a thirty day list where you write down the item and the day you'll reconsider it, but I prefer just to keep this one in my head-that way, I often just forget about the unimportant things.

2.Give up Expensive Habits, Like Cigarettes, Alcohol and Drugs: Those habits cause money to flow away from you with nothing in return. Call up your fortitude and work hard to kick the habits and you'll find that money staying in your pocket instead of burning up and floating away.

3.Hide Your Credit Cards: Take your credit cards and put them in a safe place in your home, not in your wallet where it's easy to spend them. If you argue that you need it for "emergencies," just be sure to keep a small amount of cash hidden in your wallet for these emergencies. Don't keep plastic on you until you have the willpower to not use it even when you're sorely tempted.

4.Plan Your Meals Around Your Grocery Stores Flyer. Instead of just planning your meals based on a cookbook or whatever, you can dream up, plan all your meals around what's on sale in your grocery stores flyer. Look at the biggest sales then plan meals based on those ingredients and what you have on hand, and you'll find yourself with a much smaller food gill than you're used to.

5.Design your Debt Snowball. Everyone needs a plan to help them get out of debt, so sit down and plot out what debts you're going to pay off and in what order. Simply having a plan goes a long way towards bringing that plan into action, and paying off debts early is one of the surest ways to put money in your pocket over the long run.