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Kelly C. Ruggles |
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About Kelly C. Ruggles
Kelly C. Ruggles is a fee-based financial planner and educator from Spokane, Washington. Kelly C. Ruggles also is president and founder of American Reliance Group Inc. which provides retirees and preretirees with investment advice about how to invest their money during retirement years. Kelly C. Ruggles emphasizes the importance of education and knowledge in the process of forming retirement plans. Kelly C. Ruggles also is an accomplished speaker who regularly delivers lectures and conducts workshops in the Spokane area for the purpose of educating people about the benefits of sound retirement financial planning.
About Kelly C. Ruggles - Information about book “Financial Concerns for Retirement”
Kelly C. Ruggles also has written a book, ‘Financial Concerns for Retirement;’ a book written to help retirees better understand financial retirement planning. In his book, Kelly C. Ruggles simplifies many retirement strategies that can be implemented to help retirees make successful retirement financial plans. Kelly C. Ruggles suggests that retirees should make their own financial goals, keeping in mind their financial limitations and requirements for retirement. According to Kelly C. Ruggles, the personal goals of an individual are what matters most. He says, by creating a balanced financial plan, retirees can achieve their financial goals and live a fulfilled life throughout their retirement. Following is a brief summary of each chapter in Kelly C. Ruggles’ book.
Chapter 1
This chapter discusses financial planning and how one should make a sound financial plan for one’s retirement years. Kelly C. Ruggles suggests that obtaining the assistance of a professional financial planner in this process is a must. There are too many variables and complexities to draft an optimum financial plan without the help of a professional.
Chapter 2
This chapter discusses Individual Retirement Accounts (IRAs) and their important roles in financial plans. Kelly C. Ruggles includes information about key, specific points one should keep in mind when dealing with IRAs.
Chapter 3
In this chapter, Kelly C. Ruggles writes about determining short-term and long-term needs, and how to plan for those needs. This chapter also discusses life insurance and how one can save money by reducing life insurance coverage.
Chapter 4
This chapter informs readers about Medigap and factors that influence a Medigap policy. Readers also are exposed to various things they should keep under consideration when buying a new Medigap policy.
Chapter 5
This chapter discusses the need for long-term care provisions after retirement and what features one should look for in a long-term care policy. Kelly C. Ruggles also writes about ways to reduce costs when investing in a long-term care policy.
Chapter 6
This chapter includes information about estate planning, estate taxes, and various estate-planning options available to property owners. Kelly C. Ruggles also discusses several strategies that can be employed to reduce estate taxes.
Chapter 7
In this chapter, Kelly C. Ruggles talks about the importance of investments, and about investment mistakes readers should be wary of. The chapter also talks about solutions to financial doubts one might be having.
Chapter 8
This chapter discusses the issue of taxes, noting that taxes are an important component of any financial plan. One cannot ignore, or underestimate their importance in the overall retirement planning process. Kelly C. Ruggles informs readers about ways to lower property taxes and avoid taxes on social security.
Articles
-Kelly C. Ruggles Advocates Personalized Retirement Financial Plans
-Kelly C. Ruggles is a Registered Investment Advisor
-Kelly C. Ruggles Is a Fee-based Financial Planner
-Kelly C. Ruggles Simplifies Investment Options for Retirees
-Kelly C. Ruggles is the Founder of American Reliance Group Inc.
-Kelly C. Ruggles - Looking for Extra Savings? Start with a Budget
-Kelly C. Ruggles - Getting a Loan: Be Prepared for More Scrutiny
-Kelly C. Ruggles - In and Out of Refinancing
Kelly C. Ruggles Speaking ::
Kelly C. Ruggles is a skilled speaker who regularly holds conferences, seminars, and workshops in the Spokane, Washington area. In his workshops, retirees and preretirees can learn ways to invest money in mutual funds, the stock market, and Wall Street. Kelly C. Ruggles also talks about developing a balanced investment plan and ways for retirees to pay fewer taxes. The schedule for his workshops is available at his website www.kellyruggles.com.
Blogs
-Kelly Ruggles - Investment Advisor Representative and Educator
-Kelly Ruggles Provides Useful insights on Retirement Planning
-Kelly Ruggles Offers Simplified Retirement Investment Advice
-Kelly Ruggles Gives Useful Retirement Investment Advice to Retirees
Newsletter
Newsletter for Feb - Stepping In When Your Parents Can No Longer Manage
Newsletter for Jan - December 2010 Market Recap
Newsletter for Dec - Retirement Planning: Benefits of Spousal IRA'S
Newsletter for Nov - 10 Year-End Tax Tips
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